Quantitative easing ineffective. World economies stall. Stock markets crash. Default becomes the norm. Austerity programmes starting to bite. Unemployment at unprecedented levels. The property market stagnant. War on several fronts. Our streets and city centres ablaze, The euro defunct and the eurozone in tatters. Inflation imminent. Interest rates to rise. Fuel costs set to sore. The banking world in crisis. Again.

Are we on the precipice and looking over the edge?

I’m Carl - my phone isn’t smart, I’ve never sent a tweet, I'll never pose for a selfie, and I’m not my son's friend on Facebook. In fact, I’m no-one’s friend on Facebook. I read, I digest and I regurgitate with my spin on the things that matter. To me.

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